Gov’t sank pre-need firms

Economists always say: “Under normal circumstances, this, that and a few other events can happen.”

Normal circumstances are admittedly the general guidelines under which some assumptions are made.

In the case of insurance, normal circumstances are the bases for making actuarial studies. By and large, unless “normal circumstances” are disturbed, not by fortuitous events but by a sudden change in policies of the state, business gets hurt.

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